Top 10 Auto Insurance Companies in the US Author:    Posted under: Auto InsuranceAuto Insurance questions answered


We live in an age where transportation is essential to our daily lives. For most of us, driving has become such a routine in our schedules that we often take it for granted, and with it, the responsibility on our parts to ensure our security, and that of the other motorists we meet on the road every day.

You might be a student and a first-time car owner who’s currently getting acquainted with how the system works. Or a frazzled stay-at-home-mom to four who’s rushing to get kids to school, soccer practice or play dates. Researching on the myriad of auto insurance companies can get really complicated but it is important to explore your choices and the benefits of signing on to a particular insurance provider. You can start to narrow your search down by looking up the top 10 car insurance providers in the United States, and here we present them to you for your convenience.

Of these, the first 6 have come out as the top in the Consumer Research survey in 2009.

Amica Mutual

Amica is the oldest auto insurer in the United States and has a Better Business Bureau rating of A+, which should erase any doubt of its stability, if any. It is rated as the best auto insurance, though qualifying would be a problem if you’ve had several tickets or accidents in the past. They have the three things every car owner wants in an auto insurance provider: customers have reported low rates, great after-sales service and hassle-free claims experiences. The only drawback to deciding on Amica Mutual is that its regional offices are scattered all over the country and does most of its business over the phone. But it shouldn’t be a problem if you’re the kind of person who’s okay with this.

United Services Automoblie Association

Only former and current military personnel and their children are allowed to apply for this insurance company. But like Amica, it is given a high ranking for its low prices, customer service and worry-free claims.

State Farm Insurance

State Farm is one of the biggest auto insurance companies in the US, but by far it is better than its counterparts in terms of its willingness to insure high-risk drivers. Another factor is its vast network of local agents. Although it is very easy to see lawsuits against State Farm on the internet, national data shows that State Farm isn’t always in the wrong. J.D. Powers & Associates has declared that State Farm earns above average scores for claims service and customer satisfaction.*

Auto-Owners Insurance

Whatever this company lacks in terms of having a recognizable name is more than made up for by its rising reputation for being a fair and honest company. They offer low insurance premiums, consistently good customer service, and prompt claims-processing. Despite its being a lesser-known company, it has been around since 1916 and is now one of the 10 financially strongest car insurance providers in the US.

Electric Insurance Co.

Electric Insurance Co. began by providing auto and home insurance to General Electric employees in the 1960s. On Epinions.com, customers have given it 3.5 out of 5 stars.

Chubb Insurance

Chubb has been dubbed as “the rich man’s insurance of choice” and is the foremost when it comes to insuring expensive cars.

Progressive Auto Insurance

Progressive has been around since 1937 and is one of the largest auto insurance companies. Although customers have reported that it doesn’t have the cheapest rates, the fact that insurance claim processing is prompt, customer service is ‘round the clock, and online access to your account more than makes up for it.

Liberty Mutual Auto Insurance

Being around for more than 9 decades, Liberty Mutual has a lot of experience under its belt. Some customers would argue that the rates are a bit pricey, but the customer service personnel are described as friendly, helpful and knowledgeable. They have offices in 20 countries and provide online quotations and assistance over the telephone.

Allstate Auto Insurance

Offers safe car and safe driver discounts and is one of the biggest auto insurance companies in the US.

GEICO Auto Insurance

Government Employees Insurance Company has been around for more than 70 years. It was the first to establish a non-agent model for customer service and has made all pre- and after-sales services available online thus saving money for its customers. Helpful customer service personnel, efficient claims processing are just some of the company’s strengths.

The above-mentioned car insurance providers are just some of the many that are out there. By no means is this an endorsement of any of them, and it is vital to conduct thorough research as to which will fit your needs and budget most.

Sources:
* http://www.jdpower.com/insurance

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