Articles for Life Insurance Ratings and Factors

What Determines My Life Insurance Rates?

This is a question most people ask when considering purchasing a life insurance policy. Many wonder how companies arrive at their quotes, or even why quotes vary from one insurance provider to another. As uncomfortable as it may be for some to answer rather personal questions, insurance companies ...

Life Insurance for the Smoker

Smokers are discovering just how high a price their addiction can cost them. They pay higher sales taxes every time they buy cigarettes. They pay higher premiums for health insurance. The resale value of their cars and homes are greatly diminished by the smell of smoke. They are charged more for dry ...

Does my credit rating determine my insurance quotes?

It’s common knowledge that your credit score determines your ability to land a job, acquire a credit card with a decent annual percentage rate, finance a new home or car, or even successfully get a loan from a bank. But only recently is it coming to light that it also determines how high or low your ...


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